Terms & Conditions

TERMS AND CONDITIONS

I. Main

UniWebMoney® is proud to provide you with the products, services, content and information included on all UniWebMoney® Sites (the term " UniWebMoney® Sites" refers to all UniWebMoney® web sites, as well as to the content included in these web sites). Your use of UniWebMoney® Sites is subject to the following Terms of Use ("Terms").

These Terms are a binding contract between you and UniWebMoney®, as well as their affiliates ("UniWebMoney® ").

By using or accessing UniWebMoney® Sites, you accept and agree to be bound by these Terms. Your use of UniWebMoney® Sites is governed by the Terms version in effect on the date you access the respective UniWebMoney® Site. UniWebMoney® may modify these Terms at any time and without prior notice. You should review the most current version of this document by visiting www. UniWebMoney.com and clicking on the Terms of Use hyperlink located at the bottom of the page. These Terms are in addition to any other agreements between you and UniWebMoney®, including any customer or account agreements, and any other agreements that govern your use of products, services, content, tools, and information available on the UniWebMoney® Sites.

II. No investment advice

Generally, the UniWebMoney® Sites are not intended to provide tax, legal, insurance and nothing on the UniWebMoney® Sites should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by UniWebMoney® or any other third party. However, certain tools available on the UniWebMoney® Sites may be deemed to provide general investment advice within the meaning of the securities laws based upon your personalized input.

Unless otherwise specified, you alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you, based on your investment objectives and personal and financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.

III. Void where prohibited

Persons interested in acquiring any investment should inform themselves as to: (i) the legal requirements within the countries of their nationality, residence, ordinary residence or domicile for such acquisition; (ii) any foreign exchange control requirement which they might encounter on the acquisition or sale of investments; and (iii) the income tax and other tax consequences which might be relevant to the acquisition, holding or disposal of any investment.

The operation of this web site should not be viewed as an attempt to solicit investment from jurisdictions where such solicitation would be prohibited by law.

IV. Access

The use of UniWebMoney® Sites involves the electronic transmission of personal financial information. By using UniWebMoney® 'online account transaction feature, you accept the transmission of such information. Once you have accessed your account by entering your Customer ID and password, your consent becomes effective and remains effective at all times when using this site.

To further improve the protection of your personal financial information and minimize your security risk, UniWebMoney® strongly recommends that you close your browser on completion of online account transactions. UniWebMoney® may be liable for losses resulting from unauthorized transactions only if it does not follow reasonable security procedures for verifying the identity of a user. UniWebMoney® recommends that you validate the accuracy of your monthly statements or any other confirmation statements as soon as you receive them. UniWebMoney® supports the use of 128-bit browser encryption technology that minimizes your security risks.

Please see our Privacy Policy for more information on minimizing the security risk regarding your personal financial information.

V. Use

When using UniWebMoney® Sites you must comply with all applicable local, national and international laws and regulations, including those related to data privacy, international communications and exportation of technical or personal data. It may be illegal to download the information contained on this website in certain countries; UniWebMoney® and its affiliates disclaim all responsibility if you download any information from this website in breach of any law or regulation of the country in which you reside.

VI. Copyright

UniWebMoney® is the owner or the license of all the intellectual property and rights of this website, including its entire published content. Unless otherwise noted, all materials including images, illustrations, designs, icons, photographs, written and other materials that appear as part of this website are copyrights, trademarks and/or other intellectual properties owned, controlled or licensed by UniWebMoney® .

The website as a whole is protected by copyrights and all rights are reserved. The contents of our website, and the website as a whole, are intended solely for the use of our website's visitors. You may download or copy the contents and other downloadable materials displayed on the site for your personal use only. No right, title or interest in any downloaded materials is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of, or exploit in any way, in whole or in part, any of the contents of this site.

The contents on this website may be used only as a service resource. Any other use, including reproduction, modification, distribution, transmission, republication, display or performance of the contents is strictly prohibited without the prior written consent of UniWebMoney®. Nothing on this website should be construed as granting any license or right in relation to any of UniWebMoney® ' trademarks or those of their affiliated companies or any third party.